Retirement Age in Nigeria
The age you can get a pension in Nigeria, how early you can retire, the changes already planned and whether you have to stop working.
When can I retire in Nigeria?
Enter your date of birth to see when you reach the public service retirement age.
Retirement age in Nigeria
60Public servants must retire at 60 or after 35 years of service, whichever comes first. Teachers retire at 65 or after 40 years. Pension savings under the Contributory Pension Scheme are paid from 50 or on retirement.
Early retirement in Nigeria
50You can draw your retirement savings account from 50. If you lose your job earlier you can take up to 25% after four months without work.
Planned changes in Nigeria
DebatedLabour unions want 65 years or 40 years of service across the public service, and a bill raising the age for National Assembly staff to 65 was waiting for presidential assent.
Mandatory retirement in Nigeria
60 (govt)The public service rule is 60 or 35 years of service. Private employers set their own age in the contract.
Checked 23 October 2026 against pension authorities, national laws and recent reporting on reforms. Your own age can depend on your contribution record and scheme, so confirm it with the pension authority before you plan. This is a summary, not financial or legal advice.
Age calculator
Your exact age today in years, months and days.
Legal ages in Nigeria
Voting, driving, drinking and marriage ages.
Savings goal calculator
How much to save each month to reach a target.
Retirement in Nigeria: questions and answers
What is the retirement age in Nigeria?
Public servants must retire at 60 or after 35 years of service, whichever comes first. Teachers retire at 65 or after 40 years. Pension savings under the Contributory Pension Scheme are paid from 50 or on retirement.
How early can you retire in Nigeria?
You can draw your retirement savings account from 50. If you lose your job earlier you can take up to 25% after four months without work.
Is the retirement age going up in Nigeria?
Labour unions want 65 years or 40 years of service across the public service, and a bill raising the age for National Assembly staff to 65 was waiting for presidential assent.
Do you have to retire at a certain age in Nigeria?
The public service rule is 60 or 35 years of service. Private employers set their own age in the contract.