Retirement Age in New Zealand
The age you can get a pension in New Zealand, how early you can retire, the changes already planned and whether you have to stop working.
When can I retire in New Zealand?
Enter your date of birth to see when you reach the NZ Super age.
Retirement age in New Zealand
65NZ Super is paid from 65 to anyone who meets the residence rules, whatever their income or savings.
Early retirement in New Zealand
65NZ Super cannot be taken early. KiwiSaver savings can also be withdrawn from 65, or earlier for a first home or serious hardship.
Planned changes in New Zealand
None setNo change to 65 is in law. Raising the age to 67 has been proposed by several parties.
Mandatory retirement in New Zealand
NoCompulsory retirement has been unlawful for most jobs since 1999 under the Human Rights Act 1993.
Checked 23 October 2026 against pension authorities, national laws and recent reporting on reforms. Your own age can depend on your contribution record and scheme, so confirm it with the pension authority before you plan. This is a summary, not financial or legal advice.
Age calculator
Your exact age today in years, months and days.
Legal ages in New Zealand
Voting, driving, drinking and marriage ages.
Savings goal calculator
How much to save each month to reach a target.
Retirement in New Zealand: questions and answers
What is the retirement age in New Zealand?
NZ Super is paid from 65 to anyone who meets the residence rules, whatever their income or savings.
How early can you retire in New Zealand?
NZ Super cannot be taken early. KiwiSaver savings can also be withdrawn from 65, or earlier for a first home or serious hardship.
Is the retirement age going up in New Zealand?
No change to 65 is in law. Raising the age to 67 has been proposed by several parties.
Do you have to retire at a certain age in New Zealand?
Compulsory retirement has been unlawful for most jobs since 1999 under the Human Rights Act 1993.
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